Planning your next move?
Whether you’re upsizing, downsizing or relocating, your mortgage is a key part of the move. You may want to keep your current deal, switch lender, borrow more or use the equity in your home.
Our home mover mortgage advisers can help you compare your options, understand the costs and feel clearer about your next step.
How our moving house mortgage advisers can help
Get clear on what you need
We’ll look at your plans, current mortgage, income, deposit and available equity to build a clear picture of what may be possible.
Compare the routes available
You may be able to port your mortgage, stay with your lender or search the wider market. We’ll explain the likely costs, fees and repayments for each route.
Keep the mortgage side moving
When you’re ready to apply, we’ll help with the paperwork, liaise with lenders where needed and keep you up to date.
Your next mortgage may not be as simple as choosing the lowest rate
Your current deal, early repayment charges, arrangement fees, valuation costs, borrowing needs and timescales can all affect which mortgage route may suit you.
We’ll search a wide range of mortgages and explain the details clearly, so you can make a more informed decision.
We can help you look further into:
Porting your mortgage
Some mortgages can be moved to a new property. You’ll still need to apply and meet your lender’s criteria, especially if you want to borrow more.
New mortgage,
same lender
Your lender may offer a new deal when you move. We can help you compare it with other options and understand any fees or charges.
Bridging finance
If you want to buy before selling your current home, bridging finance may be an option. These products can be complex, so advice is important.
Self-build mortgages
If you’re building your next home, a self-build mortgage may release funds in stages as the build progresses. We can explain how it works.
Credit history considerations
If you’ve missed payments or have an IVA or CCJ, we can help you understand what lenders may look for and which options could be available.
Take the next step towards moving home
Buying and selling at the same time can feel complicated. We’ll help make the mortgage side clearer.
Book a free consultation with our Mortgages and Protection team to talk through your plans. There’s no obligation to use our services afterwards.
Important information:
We offer a free initial consultation to discuss your goals and next steps. If you decide to go ahead with advice, charges may apply – these will be explained before you commit. We offer a comprehensive range of mortgages from across the market, but not deals that you can only obtain by going direct to a lender. Remember your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage products can change or be withdrawn at any time and are subject to underwriting.