Whether you’re investing an inheritance, proceeds from the sale of a business, surplus income or existing savings, having a clear plan can help you make more confident decisions about your money. With frequent changes across the economic, political, regulatory and financial landscape, it’s important that your investments are reviewed regularly and remain aligned with your goals.
Investing is about more than choosing funds or chasing performance. It’s about understanding what you want your wealth to help you achieve, how much risk you’re comfortable taking, and how your investments fit into your wider financial plan.
Our experienced Lifestyle Financial Planners will work with you to create, maintain or grow your wealth in a way that feels right for your circumstances. We’ll help you explore the options available, review any existing investments, and build a strategy that supports your long-term lifestyle goals.
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We begin by getting to know you, your financial position and what you want your money to help you achieve. This gives us the foundation to shape advice around your individual goals, rather than fitting you into a standard solution
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If you already have investments, we’ll review how they’re performing, whether they remain suitable, and how well they align with your objectives, risk appetite and time horizon.
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As an independent, whole-of-market firm, we can consider a wide range of investment solutions and recommend an approach designed around your needs, whether you’re looking to grow your wealth, invest tax-efficiently, support your family or plan for the future.
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All investments carry risk. We’ll help you understand the level of risk you’re comfortable taking and how diversification, asset allocation and regular reviews can support a more balanced approach.
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Markets, legislation and your personal circumstances can all change. Our experienced Financial Planners keep up to date with market trends, economic forecasts and regulatory changes, helping you review, rebalance and adapt your plan where appropriate.
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If tax efficiency, responsible investing or Environmental, Social and Governance (ESG) considerations are important to you, we can help you explore suitable options as part of your wider financial plan.
Throughout your journey, you’ll be supported by a Chartered firm that meets the highest professional and ethical standards – so you can feel confident in every decision you make about your retirement. It’s all part of giving you the reassurance that your plans are being shaped with care, expertise and a long-term view of what matters most to you.
Hear from our clients about how our estate planning and inheritance tax services have supported them over the years:
“What our Financial Planner really encouraged is slow, steady savings, always making sure our savings are in the right investment platforms or ISAs, endowments and mortgages. Thanks to his advice, we took out a flexible mortgage and bought an apartment in Austria, where we go skiing.”
– Pete and Sally Harrison, Attivo clients
“My financial planner has been a great confidant. Of course, we talk about investments and financial planning, but we also talk about life in general. That relationship matters.”
– Andrew Fernie, Attivo client
“Attivo has been extremely helpful with overall financial planning… pensions, ISAs, inheritance tax planning, life insurance; I rely on them for all my investments.”
– Laurence Guilford, Attivo client
Discover how investors can navigate market uncertainty by staying focused on long-term goals and seeking professional financial advice.
Discover how ESG (or responsible) investing can align your investments with your environmental, social and governance values.
This article explores the key factors to consider when deciding whether to invest spare money or use it to overpay your mortgage.
Saving usually offers easier access and lower risk, while investing gives your money the potential to grow over time but carries the risk of losing value.
The amount of money you need depends on your circumstances, goals and the type of investment. It’s important to make sure you have enough accessible savings before investing. Investing is generally better suited to medium to long-term goals. The right timeframe will depend on what you’re investing for and when you may need access to your money. As a ballpark, we would suggest investing for at least five years.
The right investments depend on your objectives, timeframe, financial position and attitude to risk. Deciding the risk you wish to take depends on your goals, how long you plan to invest for, your capacity for loss, and how comfortable you are with potential falls in value. Investments can go down as well as up. A financial planner can help you explore your options.
Diversification means spreading your money across different investments to help reduce risk. It doesn’t remove risk entirely, but it can help balance your portfolio.
It’s sensible to review your investments regularly, especially when your circumstances, goals or market conditions change. A long-term plan can help you avoid making rushed decisions during periods of volatility.
Regular reviews can help check whether your investments still suit your goals, risk appetite, timeframe and wider financial plan.
You can manage investments yourself, but advice can help if you want support choosing suitable options, understanding risk or aligning investments with wider financial goals.
If you’d like to understand whether your investments are still right for you, or you’re ready to start building an investment strategy, we can help. Book a free consultation with one of our Lifestyle Financial Planners to find out more about our investment planning services and see how we could work together to help you towards a clearer, more confident financial future.
We offer a free initial consultation to discuss your goals and next steps. If you decide to go ahead with advice, charges may apply – these will be explained before you commit.