Attivo Financial Planners

PENSION & RETIREMENT PLANNING

It’s never too early
to plan your retirement.

At Attivo we take the time to understand what you want
out of your life and put in place the plans to make it happen.

We’ll help you align your financial goals with your financial aspirations, so that when you stop working, you can live the life you choose.

Whether you are looking to retire soon or want to start planning early, our expert team of specialist financial planners can create a bespoke and flexible plan that gives you what you need to help you achieve the lifestyle you want.

Investing for your retirement

When creating, maintaining or growing your wealth it’s important to have a plan in place, no matter what stage of life you are at. Our highly qualified and experienced Lifestyle Financial Planners create an investment portfolio that not only takes account of the level of risk you are willing to take, they’ll ensure it’s right for your investment and financial goals.

Pensions for the lifestyle you want

Most people build up several different pensions over their working life, and understanding the benefits of each scheme can be complex. We are here to help you unravel and optimise your pension portfolio – whether you’re self-employed or employed.

As both personal and occupational pension specialists, we can advise you how to get the most out of your retirement income, paving the way towards a secure financial future and giving you the flexibility to retire when you choose.

It’s a sensible idea to start a pension young because it offers extra security and wealth to rely on in retirement. If you know you have a source of wealth saved up for later in life, it could also free up money earlier, for example for a house deposit.” Seb Field, Associate Financial Planner

Why choose Attivo?

  • We have a unique Life Plan First approach to professional financial planning. A comprehensive, long term and bespoke strategy that focuses on aligning your financial goals with your desired lifestyle, considering factors such as your values, beliefs, passions, priorities, and aspirations.
  • Attivo planners are qualified to help you with workplace or personal pensions, whether Defined Contribution or Defined Benefit schemes.
  • Our financial planners are all salaried employees so there will never be any conflict of interest to influence the quality and type of advice you are given. Nothing to get in the way of them recommending the very best solution. Expect independent advice from planners who research and monitor the whole of the market with unrestricted access to recommend the best solution for you.
  • We hold chartered status. In the UK, over 12,000 companies offer financial advice, but just 750 are Chartered. We’re one of the largest Chartered-status firms in the UK, showing our commitment to professional standards within the industry.
  • We hold the Pension Transfer Gold Standard from the Personal Finance Society (PFS), a voluntary code of good practice for safeguarded and Defined Benefit (DB) pension transfer advice.

We offer national coverage across England and Wales; and are happy to meet you wherever is convenient – at your home, your office, or another location.

Our Fees

Our fee structure is listed below:

Competitive and Fair Value Fees
A review of the market has shown that our fees are lower than others, which could mean more of your money being invested.

Introductory Meeting
Your first meeting with your planner and Attivo is free of charge.

Discovery Meeting
The cost to design and produce a Lifestyle Financial Plan starts from £1,000*. The actual cost will depend on several factors including the level of work, complexity, risk and accountability involved.
(*based on our Essential Planning service)

Establishment Meeting
This will “bring to life” the recommendations within the Lifestyle Financial Plan. We will liaise with product providers and other relevant third parties to implement the plan. This fee is between 1% and 2% on the value of the funds under advice.

Ongoing Service
Our standard terms are 1% of the asset values being advised on.

Book your free exploratory call today.

If you’d like to speak to us about your pension, or financial planning for retirement, simply fill out the form and we’ll be in touch. You can expect:

  • A free introductory meeting with one of our qualified Lifestyle Financial Planners
  • A follow-up meeting to review your current situation. This is tailored to you, your lifestyle goals and what you want to achieve
  • We are expert listeners, and will create a carefully tailored lifestyle and financial plan that’s unique to you
  • While this may be a stand-alone exercise, we hope to develop a longer-term relationship with you to occasionally review your situation and adjust as needed, based on the performance of your investments and any life changes
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